FOR IMMEDIATE RELEASE
INQUIRIES: media@naag.org
WASHINGTON, D.C. — June 9, 2025 — The National Association of Attorneys General (NAAG) today announced that 42 attorneys general from across the states and territories have signed a bipartisan letter urging Congress to swiftly pass the Homebuyers Privacy Protection Act of 2025 (H.R. 2808 and S. 1467). The legislation seeks to end the abusive use of mortgage credit trigger leads while preserving their use in narrowly defined, consumer-consented circumstances.
The letter, addressed to the leadership of the House Committee on Financial Services and the Senate Banking Committee, highlights the growing number of consumer complaints related to unsolicited and often misleading mortgage solicitations triggered by credit inquiries.
“Not only are these solicitations an infringement on consumer privacy, but a number of these companies misrepresent themselves and cause confusion or sometimes outright deception of consumers,” the letter states.
“The Homebuyers Privacy Protection Act strikes the appropriate balance of consumer protection from unwanted and potentially deceptive solicitations, coupled with the promotion of a competitive marketplace for all institutions by providing guardrails around who may use trigger leads.
The coalition of attorneys general emphasizes that while states have attempted to address the issue, federal action is necessary to provide comprehensive and consistent protections for consumers nationwide.
Joining Attorneys Alan Wilson (South Carolina), Marty Jackley (South Dakota), Jeff Jackson (North Carolina), and Aaron Ford (Nevada) in sending this letter are the attorneys general of American Samoa, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Utah, Vermont, U.S. Virgin Islands, Virginia, Washington, West Virginia, and Wyoming.
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The National Association of Attorneys General is a nonpartisan organization of the attorneys general of the 50 states, the District of Columbia, and U.S. territories. NAAG provides a forum for exchanging knowledge, experiences, and insights on legal and law enforcement issues, and fosters bipartisan collaboration among its members to address common challenges and advance the rule of law. For more information, please visit NAAG’s website.